When Workers Comp Isn't Working For You
Companies like Chartis insurance workers compensation provides financial assistance to individuals who are injured while they are at work, but there are several hurdles that you might have to clear in order to receive your benefits. Unfortunately, claims workers are tasked with the goal of saving as much money as possible, and that requires them to make it difficult for any potential borderline cases to be approved. Although this can make the process of filing for a claim very frustrating, it does not mean that you should give up.
Dealing with a Denied Claim
Although there are no specific statistics that indicate how many workers' compensation claims are denied on an annual basis, there are definitely more than most people would feel comfortable knowing about. After all, as an employee who goes to work and performs your tasks faithfully on a daily basis, it is scary to know that your entire financial future could be jeopardized by an accident. If you are injured at work and your workers' compensation claim is denied, you will need to contact an attorney. Your best chance of winning is to work with a lawyer who specializes in workers' compensation denials, and you should not have any problem finding an attorney in your area who has this type of experience.
Once you have a lawyer, the two of you will need to go over every aspect of your case. You will also need to provide any documentation you have that proves that your injury was sustained at work. If your claim was denied because the company claims that you were at fault for your accident, you might need to find out if anyone is willing to speak on your behalf. This can be difficult, though, because your co-workers will understandably feel vulnerable about taking the stand against their employer. Either way, though, it is important to present a case that proves why your employer should be held at fault instead of you.
When is the Employer at Fault?
If you work for a Houston construction company and you fail to wear your hard hat into the work site, you can be held personally liable for any head injuries that you sustain. If you are injured because part of a building collapses, however, your employer should definitely cover your workers' compensation claim. The issue is that a lot of these cases are much harder to easily define, and the workers' compensation claims agent will take advantage of any potential line blurring to avoid paying you. The only way that you are going to get the money that is legally yours in these cases is if you fight for it. In some instances, telling the workers' compensation agent that you have an attorney is enough to get them to revise their decision without forcing you to go through a protracted legal battle. If this does not work, though, you need to be prepared to actually go through the legal process.
Winning a Case
The best way to win your case is to have a lot of evidence and documentation about your injury. You should also have a medical expert witness testify on your behalf. Although no one can make any guarantees about the legal system, your odds of winning the case are high if you stick to the facts and present a strong case.
Anthony Joseph is a freelance author, and contributes this article for workers rights. If?Chartis insurance workers compensation has wrongfully denied you a claim, the attorneys at Doyle Raizner want to talk to you. They've helped clients receive millions of dollars in damages due to unreasonably delayed, and denied benefits. Their firm believes in their clients, and their? abilities to win your case.
Source: http://www.legalplayground.com/1026-when-workers-comp-isnt-working-for-you.html
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